Membership

  1. All banks that operate within the territory of the Republic of Indonesia are obligated to become a member of the deposit insurance system managed by the Indonesia Deposit Insurance Corporation (IDIC).
  2. The insured member banks include all comercial banks (including branch offices of banks domiciled overseas that conduct their banking activities within the territory of the Republic of Indonesia) and rural banks that adhere either to conventional or Sharia-based principle.
  3. Branch offices of banks that are domiciled in Indonesia and conduct its banking activities outside the territory of  the Republic of Indonesia are not covered by the Deposit Insurance.